LETTER OF ENGAGEMENT

This Letter of Engagement is intended to set forth the mutual understanding of the terms and conditions between the following parties:

  1. Individual/Household user of the My Wealth Records SideDrawer application, herein referred to as the “Owner”.
  2. Dave Faulkner, administrator of the My Wealth Records SideDrawer application, herein referred to as the “Sponsor”.

By creating a My Wealth Records SideDrawer account, the Owner fully understands and agrees to the following terms and conditions.

Services to be Provided

The following services ARE included as part of this engagement:

  1. Sponsored subscription to the My Wealth Records SideDrawer application.
  2. Access to tools and resources to help the Owner self-manage their finances.
  3. Educational materials to help the Owner take control of their finances.
  4. Ability for the Owner to securely collaborate with family and trusted advisor relationships.

Services Not Provided

The following services are NOT included as part of this engagement:

  1. Financial Management Advice.
  2. Investment Management Advice.
  3. Insurance & Risk Management Advice.
  4. Tax Planning Advice.
  5. Retirement Planning Advice.
  6. Estate Planning Advice.

Compensation

There is no cost to the Owner to access the services provided by this engagement. The Sponsor does however reserve the right to offer services not covered by this engagement in the future and may or may not charge for these services. Should the Sponsor add additional paid services in the future, the Owner will be under no obligation to use said services.

Should the Owner decide to stop using the My Wealth Records SideDrawer application for any reason, the Owner can:

  1. Download copies of all records, documents and information stored in the My Wealth Records SideDrawer application at no cost and close the account.
  2. Disassociate from My Wealth Records and subscribe to the SideDrawer application directly and pay the annual fee applicable at that time.

Limitations and Guarantees

All material and resources are believed to be correct based on the information available at the time it was created and provided as is. All assumptions used in the creation of all tools, documents, checklists, and forms are certain to change and are neither an estimate nor a guarantee of future performance.

Data Security & Privacy

All information will be kept strictly confidential and secured using SideDrawer’s bank-grade AES 256-bit encryption, and TLS 1.2 and 1.3 protocols while data is in transit and at rest, including uploaded files. In addition to the security provided by the SideDrawer application, the Sponsor has provided you with access to their Privacy Policy and Terms and Conditions on the My Wealth Records log-in page.

Owner Assurances

  1. The Owner acknowledges that when creating a My Wealth Records SideDrawer account, the Sponsor will be made a Collaborator by default and be provided with access to all records. It is the Owner’s responsibility to remove the Sponsor as a Collaborator.
  2. The Owner will not hold the Sponsor liable for any action taken or financial decisions the Owner makes related to, but not limited to, the information and resources provided as part of the My Wealth Records SideDrawer.
  3. The Owner acknowledges that they have read and agree to the My Wealth Records and SideDrawer application Terms of Use and Privacy Policy.
  4. The Owner acknowledges the Sponsor’s right to terminate this engagement for any reason, with reasonable notice.

Sponsor Assurances

  1. The Owner may add any person, including family and advisors, as a Collaborator at any time in the future as needed, and may also remove any or all Collaborators without restriction.
  2. The Owner may remove the Sponsor as a Collaborator at any time and continue to use the sponsored My Wealth Records SideDrawer account under this agreement.
  3. Should the Owner make the Sponsor a collaborator, the Sponsor will safeguard all documents and records and treat them as personal and confidential information.
  4. If, for any reason, the Owner is not satisfied with the services provided, the Owner may terminate this engagement in writing without notice and remove all documents and records.
  5. At no time will the Owner be under any obligation to use any of the resources provided or to act on any suggested next actions.
  6. Should this agreement be terminated for any reason, the Sponsor acknowledges the Owner’s right to all records and documents saved in the My Wealth Records SideDrawer and will provide reasonable assistance to the Owner with the transition to a new SideDrawer account.

Click here to download the My Wealth Records Letter of Engagement as a PDF